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Aug 7, 2025 · Jenius Bank is the digital banking division of Sumitomo Mitsui Banking Corporation, Inc. It offers personal loans and a high-yield savings account, although there is no ATM access.
Jenius Bank offers market leading savings account rates, and deposits are FDIC insured. We focus on using advanced technology and first-class digital experiences to serve our customers …
Aug 24, 2022 · Jenius Bank will launch in the coming months with personal loans and then expand its offerings with savings and checking products within its first year. Jenius Bank has established an extensive and ongoing consumer research program that will drive product designs with direct customer input.
Jun 12, 2025 · Jenius Bank is an online-only brand of SMBC Manubank, which is based in Los Angeles. The federally insured Jenius Savings account earns a strong annual percentage yield and has no monthly fee.
See all your accounts, track spending, and plan for bills – when you have an account with Jenius Bank. See what everyone is saying about us. 'There may not be many all-digital, 100% cloud-based companies with roots dating back to the sixteenth century, but …
Make smarter money decisions with Jenius Bank. Track spending, see all your accounts, and get personalized insights in one place.
Sep 17, 2024 · Jenius Bank’s high-yield savings account earns an annual percentage yield (APY) of 4.20%, with no minimum balance requirements or fees. There are no monthly maintenance fees, account opening fees or transaction fees. ATMs and debit cards are not available for withdrawals and deposits.
Feb 25, 2025 · Read our experts' review on Jenius Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.
Jan 7, 2025 · Jenius Bank is an online-only bank, meaning it has no physical branches. It's the digital banking division of SMBC MANUBANK, a California chartered bank, and a member of the Sumitomo Mitsui...
Apr 9, 2025 · Jenius Bank is an online-only digital banking division of SMBC MANUBANK. It only offers two products: high-yield savings accounts and personal loans. It opened in July 2023, …
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